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Financial Planning:
Buying a home is a big financial investment. If you don't have a
financial planner and could use some expert help with this, I can
recommend some
very trustworthy people. Contact me for a list.
Pre-approval:
If you're buying and not paying all cash, a pre-approval letter is like opening the door
before you walk through it--a sound technique for avoiding unnecessary
pain. Do not wait to stumble across your dream house, and then find
yourself competing with other buyers who are pre-approved.
The Loan Officer:
Assembles your application and supporting documentation into a package,
which then goes to someone you never meet who decides whether
to give you the loan. Sign up with a pro who comes well recommended. You
can contact me for a list of my favorite lending professionals. Each speaks fluent
Money.
The tax effect of owning real estate. . .
is one of the cornerstones of the American Dream. If you have
been renting, you will be delighted when
tax time rolls around after your first purchase. For a complete picture
of your own tax benefits, it's best to consult a specialist. If you don't have an expert tax
advisor, I'd be happy to help you
find one.
The 1031 Exchange:
is a way for investors to save tax dollars when selling and
buying property. Excellent on-line information and full support for this
process is available from a firm named
Realty Exchangers.
Your House Detective's fees. . .
are paid when a result is in hand, at close of escrow--a share of the
commission the Seller pays, which is itself negotiated at the time a
listing agreement is signed up.
DETECTIVE'S LOG:
 "The
time was right, and I could see it coming.
They were ready to find the money people.
We
had to find out "Who's got it?" and
"How can we get it?" Tough
questions? You bet, and I've got the answers.
I love to chat when money talks."
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